5 Camp St, Kangaroo Flat 3555 03 5447 2899


Everyone has different personal and financial circumstances and goals in life and the return we want for our investments and the risks we are prepared to accept vary enormously between people.

That means the types of investments suitable to our needs will also vary greatly.

So first it’s important to understand your current position, where you want to get to and then determine how to get there. Here are some basic questions to get you started.

What Are Your Goals For The Short, Medium and Long Term?

Short term – 1 to 3 years, for example saving a deposit for an investment property

Medium term – 3 to 7 years, such as saving for your children’s education

Long term – 7 years or more, including saving for retirement

What Is Your Current Situation?

Your age, your current assets and liabilities, your family circumstances and dependents, and any special needs will determine the way you invest and your reasons for investing. These factors will also play a part in how much risk you are willing to take.

How Much Risk Are You Prepared To Take?

To help you choose a suitable investment you first must understand how much risk you are prepared to accept (your risk profile) and how long you are prepared to invest to achieve your goals (time horizon). This will help you determine the type of assets you might invest in.

Investment Options

There are a range of investment options that can be tailored to suit your individual circumstances. Some of these options are as follows:

  • Superannuation
  • Account Based Pensions
  • Annuities
  • Managed Funds
  • Team Deposit
  • Shares
  • Property
Can Financial Advice Help?

If you’re unsure about where to start, getting a financial plan and some expert advice is a good way to get started. Please contact our office to discuss your investment options and to have a financial plan prepared for you.