Trauma (or critical illness) insurance pays you a one-off lump sum if you have a serious medical condition (e.g. cancer, stroke or heart disease). Trauma cover is designed to fill the gap which neither income/disability cover nor private health cover would provide.
At times like this, you and your family could experience serious financial trouble. With trauma insurance you would have access to benefit payments upon confirmation of any of these illnesses.
Trauma insurance payments can be used for whatever purpose you choose, whether it be specialist medical attention, covering the cost of home modifications, repaying debts or travel for recuperation.